Immediate Need Funeral, Cremation
& Cemetery Financing Solutions
Affordable Funding Options for You
Within minutes, you can get financing for a loved one who has passed or is about to pass without prior funeral arrangements in place.
- Check your rate for free without impacting your credit score.
- Receive offers in three simple steps if you qualify.
- Choose from flexible financing programs ranging from $2,000 - $25,000 with repayment terms up to 48 months.
Multiple applicants can share funeral and cemetery expenses by simply determining each person's share of the expenses and applying accordingly. Loan proceeds are paid directly to the funeral and cemetery facilities.
The application is quick and easy to complete. Credit decisions take into account your current repayment trends in addition to historical credit scores.
You'll get a decision within minutes with fast funding:
- Receive money in your account within 24 hours.
- Pay the funeral home as soon as the next business day
- Apply online or complete the application through us (recommended)
What is the APR?
Interest rates start at 14.49% and are dependent upon credit range and ability to pay.
Is there a prepayment penalty?
No. There is not a penalty for paying off your account early.
How long does it take for a credit decision?
Simply apply online and complete the application process in a matter of minutes.
*Funding through American Healthcare Finance for at-need funeral and cemetery plans only. American Healthcare Finance is not affiliated with Valley of the Temples or any of its affiliates. All credit applications, processes, decisions and any resulting loans are the sole responsibility of American Healthcare Finance and its lending sources. Additional restrictions apply.